/claim #23104 fixes #23104

Performance: 93% improvement (20.6s → 1.3s)

Problem: App Store eagerly loaded 133+ packages on every page request.

Solution: Implemented lazy loading pattern in 4 files.

Results:

• Homepage: 20.6s → 1.3s (93% improvement)
• Login: 14.7s → 1.0s (93% improvement)
• Target: 80%+ → Achieved: 93%

Files modified:

• packages/lib/getConnectedApps.ts
• packages/lib/videoClient.ts
• packages/trpc/server/routers/viewer/payments/chargeCard.handler.ts
• packages/trpc/server/routers/viewer/payments.tsx

Testing: PowerShell Measure-Command validation across multiple runs.

Demo: https://youtu.be/eA94yhBhLI8?si=LZbYYS5TLKP7zdhL

All functionality preserved, no breaking changes.